Why Budget Thing
Use a real free plan for as long as you want. Add connected accounts, automation, or solopreneur tools when you need them—and help shape what Budget Thing builds next.
More ways to make it yours
Get the tools to build a capable budget without committing to the biggest plan before you know what fits.
Use Budget Thing’s real free plan for as long as you want—there is no 7- or 30-day countdown and no credit card required to start. Upgrade only when additional features make sense.
See the free planStart with straightforward budgeting for individuals and families, then add connected accounts and automation as finances get more complex. Higher plans add tools for solopreneurs managing the financial side of a small business.
Compare plansAdapt Spending Plans and income schedules to irregular income, multiple accounts, and the different ways a household plans, funds, and reviews money.
Explore the workflowTalk with other users and Budget Thing staff, share workflow ideas, report bugs, submit feature requests and vote on ideas, and help influence the improvements we build next.
Visit the communitySerious budgeting features
Budget Thing goes beyond expense tracking with tools that keep planning, funding, accounts, and real activity connected.
Plan monthly spending while matching income and funding to the schedule your household actually uses.
Keep what you intend to spend separate from the money that has actually been assigned.
Connect eligible accounts through the sync options available on the selected plan.
Review downloaded activity with categorization, matching, transfers, splits, and approval tools.
Track money reserved for card payments as funded spending occurs.
Reconcile account balances and keep the records behind changes to your budget.
A complete workspace
Review balances, imported and manual transactions, transfers, splits, categories, and clearing status in the same workspace you use to plan.
Reconcile accounts against statements and keep meaningful history without maintaining a separate spreadsheet.
Explore all featuresPlans for different users
Budget for free, then choose the level of connected convenience and advanced capability that makes sense for you. You do not have to buy every feature to move beyond the free plan.
Switch without starting over
Bring supported YNAB export data into a Budget Thing Workspace instead of rebuilding every record by hand. We only claim formats the product currently supports.
Try Budget Thing
Start with the free plan, see how Budget Thing fits the way you manage money, and upgrade only when the additional features make sense for you.
